Home | Overview | Calculator | Enrollment
 

Long Term Disability Calculator

1. Enter your age:
2. Enter Annual Salary:
  50% plan     40% plan     25% plan  
Your Monthly LTD benefit:
Your Bi-Weekly LTD cost:

Do you really need disability income protection insurance?

This worksheet can help you decide if you need disability income protection insurance. Complete the worksheet and compare your monthly income with your monthly expenses. Do you have enough resources to pay your bills if your paycheck stopped because you became disabled and couldn't work?

Estimated monthly income
Monthly take-home pay$
Other income sources$
Estimated monthly expenses
Mortgage or rent$
Homeowner's or renter's insurance$
Property tax$
Utilities$
Food$
Car payments$
Car insurance$
Medical, dental or other insurance$
Credit card debt/installment credit$
Clothing for self and family members$
Child care$
Savings$
Miscellaneous
(tuition, entertainment, gifts, etc.)		$
Food$
Total monthly income $
Total monthly expenses$